Insurance is something that acts as protection for everyone who is a part of the rental agreement. Insurance is an important part of the rental process. There are multiple benefits of having insurance. As you proceed with the hiring and booking, you will be introduced to several terms associated with insurance. You can rent cars in Dubai without any hassle once you have a basic idea of the many things involved in car hire. Here is a quick guide to understanding rental insurance.
How Does It Protect the Customer?
Insurance can help cover the expenses to some extent during unfortunate events like collisions. A car without insurance means the customer has to pay from his/her pocket for all the damages. Hence, leasing a vehicle protected with insurance is beneficial for the customer.
What Benefits Does the Insurance Have for the Rental Service Provider?
In the event of damage to the fleet, the rental service provider will have no support to fall back on if there is no insurance coverage. It is important for every rental service provider to get their fleet covered by insurance.
When Can You Not Claim the Insurance?
You cannot claim the insurance in some scenarios. Let’s understand what these scenarios are:
Negligence
If negligent actions cause damage to the car, customers cannot claim insurance. Negligent behavior includes drinking and driving, rash driving, failure to obey traffic rules, and car keys being stolen as a result of leaving them in the car on ignition.
No Damage Report
If the damage report is not filled correctly, you will not be eligible for insurance. You have to provide all the details possible to claim the insurance. There should be enough evidence to prove the car was damaged due to genuine reasons.
What To Do When You Crash Your Rental Car
The steps to follow in such an event can vary depending on the rental companies. However, these are three basic steps you can follow if you are involved in an accident caused by no fault of yours:
- Inform the rental company without any delay
- Capture photographs and find witnesses if possible
- Collect police reports if they are involved in the matter
Customers can get an insurance claim if they follow the steps stated above. Knowing about the basics of insurance will help you tackle various situations. You can rent Lexus Dubai or any car of your choice from one of the reputable providers. Don’t fall prey to additional insurance sold by some less reputable providers. Conduct a background check and sign up for the best service.
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